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  • Home
  • Executive Benefits
    • Supplemental Executive Retirement Plans – SERP
    • Split Dollar Loans
    • Deferral Plans
    • Welfare Plans
  • Revenue Strategies
    • Bank/Business Owned Life Insurance – BOLI
    • Corporate Owned Life Insurance – COLI
    • Insurance Company Owned Life Insurance
    • Managed Accounts
    • Guaranteed Income Contracts
    • Fee Income Strategies
  • Asset Protection
    • Estate Planning
    • Business Succession Planning
    • Key Person Planning
  • About
    • R. Scott Richardson, JD
    • Bruce F. Barge
    • Brenda R. Haag
    • Chris A. Richardson
    • Debra Hardimon
    • Fannie Mae Pantaleon
    • Gary Wilberg
    • Jeff Prescher
    • Joe Tripalin
    • Jonathan Barnes
    • Patrick J. Costello
    • Philip Aderton
  • Resources
    • Blog
    • Events >
      • Webinar-Checking Accounts?
      • History – Calendars by Year >
        • Client Conference 2017
        • Client Conference 2015
    • Video Education
  • Contact
IZALE Financial Group

fee income strategies

Improve Earnings and Protect Assets with proven fee income strategies!

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As market conditions continue to change, financial institutions must change too. IZALE helps you stay ahead with innovative products like IDProtect® and SecureChecking®. Offered through our preferred partner EconoCheck, these programs deliver fraud monitoring, identity theft resolution, card registration, shopping perks and more all in one easy to implement package.

As strong as the program features listed below are, the win-win of IDProtect® and SecureChecking® is in how they are implemented. Your bank or credit union will map existing accounts, or introduce a new account, that will have a fee.  In return for that account fee, your institution will offer IDProtect®, SecureChecking®, bill pay, e-statements, and whatever other feature you want as part of the account. Successful programs are generating $40 of net fee income per year per account. 

Downloads

  • Bank Product Brief (pdf)
  • Credit Union Product Brief (pdf)
  • Bank Success Story (pdf)
  • Credit Union Success Story (pdf)
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IDProtect® and SecureChecking® Program

Our Checking Strategies Protection Plan Features Include:
  • Daily Triple Bureau Credit Monitoring* with Activity Alerts
  • 3-in-1 Credit Report*
  • Credit Score*
  • Total Identity Monitoring*
  • Fully-Managed Identity Theft Resolution Services
  • Up to $10,000 ID Theft Expense Reimbursement
  • Payment Card Registration*
  • Online Identity Theft News & Education Center*

Available Secure Checking Enhancements
  • Local & National Travel/Entertainment Discounts with Mobile App
  • Accidental Death & Dismemberment Insurance
  • Cell Phone Protection
  • Dental, Eye Care & Prescription Discounts – Note:  This is not health insurance!
  • $hopping Rewards™
  • Buyer's Protection and Extended Warranty Coverage

* Enrollment and Activation Required!
Learn more

Client Success Story

AAA FCU recommends iZale Financial Group
"We like the product and have gotten many good comments from our members regarding the minimal cost and confidence in the coverage.  We initiated this program to our membership early in 2014. The initial reaction was mixed, but with the training all of our staff received from IDProtect® we were able to fully explain the product and get most all of our membership to appreciate the product. The manner in which we introduced the product up to the membership also helped. We decided that no member would be able to get the product for free. We rolled it out and called it our “Checking Plus Account”. For $3 per month the member received this account which provided them with IDProtect®, Paper Statements and Free Bill Pay. The next less expensive checking account was $2 per month. This provided none of the IDProtect® or Bill Pay Service but it did provide paper statements. The FREE checking called our “Green Checking” provides none of the above and statements are sent via our home banking relationship, by email. The keys to a successful rollout are: 
  1. Full Staff Training PRIOR to the Letters being mailed to the members. This is where your Staff buy-in happens! 
  2. Always giving your Members an option to not have the product and keeping their account relationship free or at no great cost than previously. 
  3. CLEAR communications that the options are available. 
  4. For Staff who are willing to help sell the product, we offered an incentive to convert 80% of the Membership. 
  5. We have a Club for members 50 or older to get free check printing for using 3 of our services, the free paper statements was then included in this package. We felt members who are older are less comfortable with the e-statements, so we left them an out. However, I was surprised how many of our Club members took advantage of the IDProtect®. They feel very vulnerable to ID theft and liked the feeling of knowing that someone is looking out for them. 
I like the product, and feel IDProtect® was our best choice in the marketplace. I have had no negative effects from working with our IZALE Representative or IDProtect® staff. I therefore, recommend the service to my fellow credit union executives. Should you have any further questions, do not hesitate to contact me."  ~ Paul R. Obermeyer, President AAA Federal Credit Union 

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 855-492-5334 | Contact
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© 2011 - 2018 IZALE Financial Group. All rights reserved. Login.
​Effective June 9, 2017, all individuals who provide advice to retirement plans, including Individual Retirement Accounts (IRAs), must abide by the fiduciary standard.  What does the fiduciary standard mean?  This means that your advisor must put your interests first before their own or that of the firm, make prudent recommendations, charge reasonable compensation and make no misrepresentations to you regarding recommended investments.  The recommendations made by your advisor must be based upon your specific investment needs and objectives.  The fiduciary standard is applicable to any recommendations that your advisor makes to you, the client, for your retirement account. 

Please note the firm does have policies and procedures in place to monitor this level of fiduciary responsibility for our clients.
This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Scott Richardson at 855-492-5334 .
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